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State calculators

Capital gains tax calculator by state

Updated 2026-08-18 · Educational only — not tax advice

8 zero-tax

$0 state CGT in this model

5 flat-rate

Single encoded state percentage

50 states

Plus 3 special-rule and 34 graduated

Federal plus state on one sale

Each state page estimates federal capital gains tax, NIIT when it applies, and that state’s modeled tax. High-intent examples:California,New York,Texas, andFlorida.

Special-rule models live onWashington,North Dakota, andMontana. For how layers stack, seemethodology. For the category overview, seestate capital gains tax.

Directory

All 50 states

AlabamaALGraduated income tax (top rate up to 5%)AlaskaAKNo state capital gains tax ArizonaAZGraduated income tax (top rate up to 2.5%)ArkansasARGraduated income tax (top rate up to 3.9%)CaliforniaCAGraduated income tax (top rate up to 13.3%)ColoradoCOFlat 4.4% state rate ConnecticutCTGraduated income tax (top rate up to 6.99%)DelawareDEGraduated income tax (top rate up to 6.6%)FloridaFLNo state capital gains tax GeorgiaGAGraduated income tax (top rate up to 5.39%)HawaiiHIGraduated income tax (top rate up to 11%)IdahoIDGraduated income tax (top rate up to 5.8%)IllinoisILFlat 4.95% state rate IndianaINGraduated income tax (top rate up to 3.05%)IowaIAGraduated income tax (top rate up to 5.7%)KansasKSGraduated income tax (top rate up to 5.7%)KentuckyKYGraduated income tax (top rate up to 4%)LouisianaLAGraduated income tax (top rate up to 4.25%)MaineMEGraduated income tax (top rate up to 7.15%)MarylandMDGraduated income tax (top rate up to 5.75%)MassachusettsMAFlat 5% state rate MichiganMIGraduated income tax (top rate up to 4.25%)MinnesotaMNGraduated income tax (top rate up to 9.85%)MississippiMSGraduated income tax (top rate up to 5%)MissouriMOGraduated income tax (top rate up to 4.8%)MontanaMT2% credit on net capital gains.NebraskaNEGraduated income tax (top rate up to 5.84%)NevadaNVNo state capital gains tax New HampshireNHNo state capital gains tax New JerseyNJGraduated income tax (top rate up to 10.75%)New MexicoNMGraduated income tax (top rate up to 5.9%)New YorkNYGraduated income tax (top rate up to 10.9%)North CarolinaNCFlat 4.5% state rate North DakotaND40% deduction on eligible long-term capital gains.OhioOHGraduated income tax (top rate up to 3.5%)OklahomaOKGraduated income tax (top rate up to 4.75%)OregonORGraduated income tax (top rate up to 9.9%)PennsylvaniaPAFlat 3.07% state rate Rhode IslandRIGraduated income tax (top rate up to 5.99%)South CarolinaSCGraduated income tax (top rate up to 6.4%)South DakotaSDNo state capital gains tax TennesseeTNNo state capital gains tax TexasTXNo state capital gains tax UtahUTGraduated income tax (top rate up to 4.65%)VermontVTGraduated income tax (top rate up to 8.75%)VirginiaVAGraduated income tax (top rate up to 5.75%)WashingtonWA7% tax on long-term capital gains above the annual threshold.West VirginiaWVGraduated income tax (top rate up to 5.12%)WisconsinWIGraduated income tax (top rate up to 7.65%)WyomingWYNo state capital gains tax

Zero state CGT (8)

AlaskaAKNo state capital gains tax FloridaFLNo state capital gains tax NevadaNVNo state capital gains tax New HampshireNHNo state capital gains tax South DakotaSDNo state capital gains tax TennesseeTNNo state capital gains tax TexasTXNo state capital gains tax WyomingWYNo state capital gains tax

Flat-rate states (5)

ColoradoCOFlat 4.4% state rate IllinoisILFlat 4.95% state rate MassachusettsMAFlat 5% state rate North CarolinaNCFlat 4.5% state rate PennsylvaniaPAFlat 3.07% state rate

Special rules (3)

MontanaMT2% credit on net capital gains.North DakotaND40% deduction on eligible long-term capital gains.WashingtonWA7% tax on long-term capital gains above the annual threshold.

Graduated / ordinary income (34)

AlabamaALGraduated income tax (top rate up to 5%)ArizonaAZGraduated income tax (top rate up to 2.5%)ArkansasARGraduated income tax (top rate up to 3.9%)CaliforniaCAGraduated income tax (top rate up to 13.3%)ConnecticutCTGraduated income tax (top rate up to 6.99%)DelawareDEGraduated income tax (top rate up to 6.6%)GeorgiaGAGraduated income tax (top rate up to 5.39%)HawaiiHIGraduated income tax (top rate up to 11%)IdahoIDGraduated income tax (top rate up to 5.8%)IndianaINGraduated income tax (top rate up to 3.05%)IowaIAGraduated income tax (top rate up to 5.7%)KansasKSGraduated income tax (top rate up to 5.7%)KentuckyKYGraduated income tax (top rate up to 4%)LouisianaLAGraduated income tax (top rate up to 4.25%)MaineMEGraduated income tax (top rate up to 7.15%)MarylandMDGraduated income tax (top rate up to 5.75%)MichiganMIGraduated income tax (top rate up to 4.25%)MinnesotaMNGraduated income tax (top rate up to 9.85%)MississippiMSGraduated income tax (top rate up to 5%)MissouriMOGraduated income tax (top rate up to 4.8%)NebraskaNEGraduated income tax (top rate up to 5.84%)New JerseyNJGraduated income tax (top rate up to 10.75%)New MexicoNMGraduated income tax (top rate up to 5.9%)New YorkNYGraduated income tax (top rate up to 10.9%)OhioOHGraduated income tax (top rate up to 3.5%)OklahomaOKGraduated income tax (top rate up to 4.75%)OregonORGraduated income tax (top rate up to 9.9%)Rhode IslandRIGraduated income tax (top rate up to 5.99%)South CarolinaSCGraduated income tax (top rate up to 6.4%)UtahUTGraduated income tax (top rate up to 4.65%)VermontVTGraduated income tax (top rate up to 8.75%)VirginiaVAGraduated income tax (top rate up to 5.75%)West VirginiaWVGraduated income tax (top rate up to 5.12%)WisconsinWIGraduated income tax (top rate up to 7.65%)

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FAQ

State tax questions

Which states have no state capital gains tax in this model?

In this model the zero-tax group is Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, and Wyoming — they show $0 state capital gains tax. Washington is modeled separately because of its long-term surtax. Open each state page to confirm the rule.

If my federal long-term rate is 0%, is state tax also $0?

Not necessarily. Many states tax capital gains as ordinary income even when the federal long-term rate is 0%. Pick your state on this hub to stack federal plus state.

How do California and Washington differ?

California generally taxes gains as ordinary income under graduated brackets (this model does not add the 1% MHST). Washington has no ordinary income tax but models a long-term capital-gains surtax above an encoded threshold. See the California and Washington calculators.

Where do the state rates come from?

Each state page links to that state’s official revenue source. Federal brackets and NIIT follow the methodology page (including IRS Rev. Proc. 2025-32). Estimates are educational only.

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