Florida tax on stocks and ETFs
Florida does not levy a state income tax on stocks and ETFs gains in this model, so the state line should be $0. Federal tax and NIIT can still apply.
Federal rules for stocks and ETFs: Broker sales generally report on Form 1099-B and flow to Form 8949 and Schedule D. Wash-sale disallowance can apply if you repurchase a substantially identical security within 30 days. Holding period still matters for LTCG vs STCG except where a longer QSBS or real-estate test applies.
Open the parent Florida calculator for a generic sale, or the national Stocks lander for asset-only copy. Nearby states below keep the same stocks preset so you can compare residency. Estimates are not tax advice.
A stock or ETF loss can be disallowed if you buy the same or a substantially identical security inside the 30-day wash-sale window. This illustration does not turn that disallowance on.
Florida does not levy a state income tax on capital gains in this model. The state line is $0 whether the gain is long-term or short-term. Federal tax is the entire state-plus-federal stack except NIIT.
People who compare a Florida sale with a high-tax state are usually comparing residency. Domicile, not the brokerage’s office, decides whether another state can still tax the same gain. This estimate does not split a year between two states.
Rates last verified: August 2026. Official source: https://floridarevenue.com/.
Florida calculatorStocks (all states)U.S. Capital Gains Tax CalculatorWash-sale ruleShort-term vs long-term
Illustrated tax on a long-term gain
Stocks held long enough for long-term treatment in Florida. Investment real estate does not use Section 121 in this table. QSBS uses a more-than-five-year hold.
| Gain | Federal | NIIT | Florida | Texas state tax |
|---|---|---|---|---|
| $25,000.00 | $3,750.00 | $0.00 | $0.00 | $0.00 |
| $100,000.00 | $15,000.00 | $0.00 | $0.00 | $0.00 |
| $250,000.00 | $37,500.00 | $4,940.00 | $0.00 | $0.00 |
Single filer, tax year 2026, $80,000.00 of other taxable income. Texas is the no-tax comparison. Illustration only, not your return.
