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Florida Stocks Capital Gains Tax 2026: No state tax

Florida Stocks capital gains in this model: No state tax. Use this calculator to stack federal long-term or short-term tax, NIIT when it applies, and Florida's modeled treatment. Florida has no state income tax on this gain in the model. Residency still matters if another state can source the asset.

Rates last verified: August 2026

Capital Gains Calculator

Federal · NIIT · All 50 states

2026 ratesIRS verified

Follow the three steps, save the sale, then calculate. Required fields are marked with *.

Your tax profile

These apply to every sale in this estimate.

What you sold

Prices and quantity for this lot. Give it a name if you will add more than one sale.

Asset type

When you bought and sold

The IRS uses these dates to decide short-term vs long-term rates.

Next: Save this sale to the order log, then click Calculate now. Tax results do not update until you calculate.

Order log

Sales included in this tax estimate.

Please fill in the details to see your results. Follow the three steps on the left, then save a sale here.

Florida tax on stocks and ETFs

Florida does not levy a state income tax on stocks and ETFs gains in this model, so the state line should be $0. Federal tax and NIIT can still apply.

Federal rules for stocks and ETFs: Broker sales generally report on Form 1099-B and flow to Form 8949 and Schedule D. Wash-sale disallowance can apply if you repurchase a substantially identical security within 30 days. Holding period still matters for LTCG vs STCG except where a longer QSBS or real-estate test applies.

Open the parent Florida calculator for a generic sale, or the national Stocks lander for asset-only copy. Nearby states below keep the same stocks preset so you can compare residency. Estimates are not tax advice.

A stock or ETF loss can be disallowed if you buy the same or a substantially identical security inside the 30-day wash-sale window. This illustration does not turn that disallowance on.

Florida does not levy a state income tax on capital gains in this model. The state line is $0 whether the gain is long-term or short-term. Federal tax is the entire state-plus-federal stack except NIIT.

People who compare a Florida sale with a high-tax state are usually comparing residency. Domicile, not the brokerage’s office, decides whether another state can still tax the same gain. This estimate does not split a year between two states.

Rates last verified: August 2026. Official source: https://floridarevenue.com/.

Florida calculatorStocks (all states)U.S. Capital Gains Tax CalculatorWash-sale ruleShort-term vs long-term

Illustrated tax on a long-term gain

Stocks held long enough for long-term treatment in Florida. Investment real estate does not use Section 121 in this table. QSBS uses a more-than-five-year hold.

GainFederalNIITFloridaTexas state tax
$25,000.00$3,750.00$0.00$0.00$0.00
$100,000.00$15,000.00$0.00$0.00$0.00
$250,000.00$37,500.00$4,940.00$0.00$0.00

Single filer, tax year 2026, $80,000.00 of other taxable income. Texas is the no-tax comparison. Illustration only, not your return.

FAQ

Florida Stocks FAQs

How does Florida tax stocks and ETFs capital gains?

Florida does not levy a state income tax on stocks and ETFs gains in this model, so the state line should be $0. Federal tax and NIIT can still apply.

Do wash sales change a Florida stocks estimate?

Federally, a wash sale can disallow a securities loss. Florida then taxes remaining recognized gain under no state capital gains tax. Mark the wash-sale checkbox if you replaced shares inside 30 days.

Which IRS forms apply to a Florida stocks sale?

Plan around Form 1099-B, Form 8949, and Schedule D. Florida may require its own income-tax return when the state line is not $0. NIIT, if any, is computed on Form 8960.

If I sell stocks while living in Florida, is state CGT always $0?

In this model the Florida line is $0 for stocks and ETFs. Another state can still tax the gain if you are a resident there or if the asset is sourced there (especially real estate). Federal tax still applies.

What does the Florida Stocks illustration assume?

The Florida Stocks rows use a single filer with $80,000 of other income and a long-term gain in 2026. A stock or ETF loss can be disallowed if you buy the same or a substantially identical security inside the 30-day wash-sale window. This illustration does not turn that disallowance on. Texas is the no-tax comparison, not a second residency.

Same asset, nearby states