Florida Capital Gains Tax 2026: No state tax

Florida has no state income tax on capital gains in this calculator. Use this free calculator to estimate capital gains tax in Florida, including federal rates, NIIT when applicable, and Florida's state treatment (no state capital gains tax).

State treatment: No state capital gains tax·Official source ↗

Rates last verified: August 2026

Capital Gains Calculator

Federal · NIIT · All 50 states

2026 ratesIRS verified

Follow the three steps, save the sale, then calculate. Required fields are marked with *.

Your tax profile

These apply to every sale in this estimate.

Tax year

Filing status

State

Annual taxable income (before these gains)

Capital loss carried from prior years

What you sold

Prices and quantity for this lot. Give it a name if you will add more than one sale.

Asset type

Asset name

Buy price

Sell price

Quantity / units

Selling expenses

Repurchased within 30 days (wash-sale check)

When you bought and sold

The IRS uses these dates to decide short-term vs long-term rates.

Buy date

Sell date

Next: Save this sale to the order log, then click Calculate now. Tax results do not update until you calculate.

Order log

Sales included in this tax estimate.

Please fill in the details to see your results. Follow the three steps on the left, then save a sale here.

Florida capital gains tax overview

Florida does not levy a state income tax on capital gains here, which is why snowbirds often compare a Florida sale with a high-tax state’s bill. Federal tax still applies; residency and domicile facts decide whether another state can tax the same gain.

Federally, short-term gains (held one year or less) are taxed as ordinary income, while long-term gains generally use 0%, 15%, or 20% preferential rates for tax years 2025 and 2026. High earners may also owe the 3.8% Net Investment Income Tax when MAGI exceeds the IRS threshold for their filing status.

Florida does not levy a state income tax on capital gains, so the state line on your estimate should be $0. Federal tax and NIIT can still apply. This makes Florida attractive for investors comparing after-tax outcomes across states, but moving solely for tax reasons involves many non-tax factors.

Florida figures in this model are drawn from the official source we cite for the state: https://floridarevenue.com/. Confirm the current-year statute or agency page before you file — rates and special rules can change.

Florida does not levy a state income tax on capital gains in this model. The state line is $0 whether the gain is long-term or short-term. Federal tax is the entire state-plus-federal stack except NIIT.

People who compare a Florida sale with a high-tax state are usually comparing residency. Domicile, not the brokerage’s office, decides whether another state can still tax the same gain. This estimate does not split a year between two states.

Rates last verified: August 2026. Official source: https://floridarevenue.com/.

Use the calculator above with filing status and income to stack federal long-term or short-term tax, NIIT, and Florida state tax. Compare nearby states from the links below, review our methodology for data sources (including Florida's official reference), and consult a CPA before filing. This page is educational and not tax advice.

Florida rate snapshot

Category	zero
Summary	No state capital gains tax
Abbreviation	FL
Flat / modeled rate	0.00%
Top / modeled rate	0.00%

Illustrated tax on a long-term gain

Long-term stock gain while living in Florida. Federal and NIIT use the same income on every state page. The Florida column is the only state tax that changes.

Gain	Federal	NIIT	Florida	Texas state tax
$50,000.00	$7,500.00	$0.00	$0.00	$0.00
$100,000.00	$15,000.00	$0.00	$0.00	$0.00
$250,000.00	$37,500.00	$4,940.00	$0.00	$0.00

Single filer, tax year 2026, $80,000.00 of other taxable income. Texas is the no-tax comparison. Illustration only, not your return.

Always verify rates with theFlorida revenue agencyand review ourmethodology. Not tax advice.

Estimate Florida tax by asset

Estimate Florida tax on stocks, crypto, real estate, collectibles, and QSBS.

FAQ

Florida FAQs

Does Florida tax capital gains at the state level?

No. Florida does not levy a state income tax on capital gains in our model, so the state line of your estimate is $0. Federal short-term and long-term capital gains tax, and the 3.8% Net Investment Income Tax when MAGI exceeds the IRS threshold, can still apply.

If I live in Florida, do I still owe federal capital gains tax?

Yes. Florida's $0 state tax does not change federal treatment. Ordinary rates apply to short-term gains; preferential 0%/15%/20% rates generally apply to qualifying long-term gains. Federal short-term and long-term capital gains tax, and the 3.8% Net Investment Income Tax when MAGI exceeds the IRS threshold, can still apply.

How should I use this Florida calculator?

Enter your buy/sell prices, dates, filing status, and other taxable income to estimate federal tax and NIIT. The Florida state amount should remain $0. Confirm residency and any local rules with a licensed CPA before filing.

If I move out of Florida, do I still file a Florida capital gains return?

Florida does not levy a state income tax on capital gains in this model, so there is typically no Florida CGT line to file for this estimate. You may still owe federal tax, and another state can tax the gain if you become a resident there or source the asset there (especially real property). Confirm domicile with a CPA.

Does Florida tax long-term gains differently from short-term gains?

Not at the state level in this model. Both are $0 Florida tax. The federal holding-period rules still change the federal bill.

Does a part-year move to Florida zero out the other state’s tax?

No. This page only shows a $0 Florida line. It does not allocate gain to the months you lived elsewhere.

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