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Texas Capital Gains Tax 2026: No state tax

Texas has no state income tax on capital gains in this calculator. Use this free calculator to estimate capital gains tax in Texas, including federal rates, NIIT when applicable, and Texas's state treatment (no state capital gains tax).

State treatment: No state capital gains tax·Official source ↗

Rates last verified: August 2026

Capital Gains Calculator

Federal · NIIT · All 50 states

2026 ratesIRS verified

Follow the three steps, save the sale, then calculate. Required fields are marked with *.

Your tax profile

These apply to every sale in this estimate.

What you sold

Prices and quantity for this lot. Give it a name if you will add more than one sale.

Asset type

When you bought and sold

The IRS uses these dates to decide short-term vs long-term rates.

Next: Save this sale to the order log, then click Calculate now. Tax results do not update until you calculate.

Order log

Sales included in this tax estimate.

Please fill in the details to see your results. Follow the three steps on the left, then save a sale here.

Texas capital gains tax overview

Texas has no state income tax on capital gains in this model, so the state line should be $0 even on a large stock or crypto sale. Federal brackets, NIIT, and any other state’s sourcing rules still matter if you are a part-year resident or sell Texas real estate after moving.

Federally, short-term gains (held one year or less) are taxed as ordinary income, while long-term gains generally use 0%, 15%, or 20% preferential rates for tax years 2025 and 2026. High earners may also owe the 3.8% Net Investment Income Tax when MAGI exceeds the IRS threshold for their filing status.

Texas does not levy a state income tax on capital gains, so the state line on your estimate should be $0. Federal tax and NIIT can still apply. This makes Texas attractive for investors comparing after-tax outcomes across states, but moving solely for tax reasons involves many non-tax factors.

Texas figures in this model are drawn from the official source we cite for the state: https://comptroller.texas.gov/. Confirm the current-year statute or agency page before you file — rates and special rules can change.

Texas has no state income tax on capital gains in this model, so the state line is $0 on a stock sale, a crypto disposal, or a home sale. That is not an exemption you claim on a Texas capital-gains form. There is no such state tax in the estimate.

Federal brackets and the 3.8% NIIT still apply. Moving to Texas does not erase tax another state can claim on real property located there, or on income while you were still a resident of that state.

Rates last verified: August 2026. Official source: https://comptroller.texas.gov/.

Use the calculator above with filing status and income to stack federal long-term or short-term tax, NIIT, and Texas state tax. Compare nearby states from the links below, review our methodology for data sources (including Texas's official reference), and consult a CPA before filing. This page is educational and not tax advice.

Texas rate snapshot

Categoryzero
SummaryNo state capital gains tax
AbbreviationTX
Flat / modeled rate0.00%
Top / modeled rate0.00%

Illustrated tax on a long-term gain

Long-term stock gain while living in Texas. Federal and NIIT use the same income on every state page. The Texas column is the only state tax that changes.

GainFederalNIITTexasTexas state tax
$50,000.00$7,500.00$0.00$0.00$0.00
$100,000.00$15,000.00$0.00$0.00$0.00
$250,000.00$37,500.00$4,940.00$0.00$0.00

Single filer, tax year 2026, $80,000.00 of other taxable income. Texas is the no-tax comparison. Illustration only, not your return.

Always verify rates with theTexas revenue agencyand review ourmethodology. Not tax advice.

Estimate Texas tax by asset

Estimate Texas tax on stocks, crypto, real estate, collectibles, and QSBS.

FAQ

Texas FAQs

Does Texas tax capital gains at the state level?

No. Texas does not levy a state income tax on capital gains in our model, so the state line of your estimate is $0. Federal short-term and long-term capital gains tax, and the 3.8% Net Investment Income Tax when MAGI exceeds the IRS threshold, can still apply.

If I live in Texas, do I still owe federal capital gains tax?

Yes. Texas's $0 state tax does not change federal treatment. Ordinary rates apply to short-term gains; preferential 0%/15%/20% rates generally apply to qualifying long-term gains. Federal short-term and long-term capital gains tax, and the 3.8% Net Investment Income Tax when MAGI exceeds the IRS threshold, can still apply.

How should I use this Texas calculator?

Enter your buy/sell prices, dates, filing status, and other taxable income to estimate federal tax and NIIT. The Texas state amount should remain $0. Confirm residency and any local rules with a licensed CPA before filing.

If I move out of Texas, do I still file a Texas capital gains return?

Texas does not levy a state income tax on capital gains in this model, so there is typically no Texas CGT line to file for this estimate. You may still owe federal tax, and another state can tax the gain if you become a resident there or source the asset there (especially real property). Confirm domicile with a CPA.

Why is the Texas line always $0 in this calculator?

Texas is encoded as a zero capital-gains state. The engine returns $0 of Texas tax. Federal tax and NIIT are unchanged.

If I sell a house in another state while living in Texas, is the state tax still $0?

The Texas line stays $0 here. The state where the property sits can still tax that sale. This page does not compute that other state’s sourcing.

Guides

Nearby state calculators