Virginia Capital Gains Tax 2026: Graduated income tax (top rate up to 5.75%)

Virginia capital gains are modeled as Graduated income tax (top rate up to 5.75%). Use this free calculator to estimate capital gains tax in Virginia, including federal rates, NIIT when applicable, and Virginia's state treatment (graduated income tax (top rate up to 5.75%)).

State treatment: Graduated income tax (top rate up to 5.75%)·Official source ↗

Rates last verified: August 2026

Capital Gains Calculator

Federal · NIIT · All 50 states

2026 ratesIRS verified

Follow the three steps, save the sale, then calculate. Required fields are marked with *.

Your tax profile

These apply to every sale in this estimate.

Tax year

Filing status

State

Annual taxable income (before these gains)

Capital loss carried from prior years

What you sold

Prices and quantity for this lot. Give it a name if you will add more than one sale.

Asset type

Asset name

Buy price

Sell price

Quantity / units

Selling expenses

Repurchased within 30 days (wash-sale check)

When you bought and sold

The IRS uses these dates to decide short-term vs long-term rates.

Buy date

Sell date

Next: Save this sale to the order log, then click Calculate now. Tax results do not update until you calculate.

Order log

Sales included in this tax estimate.

Please fill in the details to see your results. Follow the three steps on the left, then save a sale here.

Virginia capital gains tax overview

Virginia capital gains tax planning starts with the federal rules, then layers on Virginia's own treatment (graduated income tax (top rate up to 5.75%)). This calculator estimates both so you can see a combined effective rate before you sell stocks, crypto, real estate, or other capital assets.

Federally, short-term gains (held one year or less) are taxed as ordinary income, while long-term gains generally use 0%, 15%, or 20% preferential rates for tax years 2025 and 2026. High earners may also owe the 3.8% Net Investment Income Tax when MAGI exceeds the IRS threshold for their filing status.

Virginia generally taxes capital gains under its graduated income-tax framework. For planning estimates we apply Virginia's top modeled rate (graduated income tax (top rate up to 5.75%)) to taxable gains. Your actual marginal state rate may be lower depending on total Virginia taxable income.

Virginia figures in this model are drawn from the official source we cite for the state: https://www.tax.virginia.gov/. Confirm the current-year statute or agency page before you file — rates and special rules can change.

Virginia’s model uses graduated income tax with a top rate up to 5.75% on taxable capital gain. The illustration applies that top rate after federal character is known.

Virginia does not get a separate long-term capital-gains bracket in this tool. A 15% federal long-term gain can still face up to 5.75% on the state line.

Official source: https://www.tax.virginia.gov/.

Use the calculator above with filing status and income to stack federal long-term or short-term tax, NIIT, and Virginia state tax. Compare nearby states from the links below, review our methodology for data sources (including Virginia's official reference), and consult a CPA before filing. This page is educational and not tax advice.

Virginia rate snapshot

Category	graduated
Summary	Graduated income tax (top rate up to 5.75%)
Abbreviation	VA
Top / modeled rate	5.75%

Illustrated tax on a long-term gain

Long-term stock gain while living in Virginia. Federal and NIIT use the same income on every state page. The Virginia column is the only state tax that changes.

Gain	Federal	NIIT	Virginia	Texas state tax
$50,000.00	$7,500.00	$0.00	$2,875.00	$0.00
$100,000.00	$15,000.00	$0.00	$5,750.00	$0.00
$250,000.00	$37,500.00	$4,940.00	$14,375.00	$0.00

Single filer, tax year 2026, $80,000.00 of other taxable income. Texas is the no-tax comparison. Illustration only, not your return.

Always verify rates with theVirginia revenue agencyand review ourmethodology. Not tax advice.

FAQ

Virginia FAQs

How does Virginia tax capital gains?

Virginia generally taxes capital gains under its graduated income-tax framework (Graduated income tax (top rate up to 5.75%)). For planning we apply the top modeled rate to taxable gains; your actual Virginia marginal rate may be lower depending on total taxable income.

Is the Virginia amount on this calculator exact?

No. Graduated states are estimated at the top modeled rate, not a full multi-bracket state return. Federal tax and NIIT are stacked separately. Federal short-term and long-term capital gains tax, and the 3.8% Net Investment Income Tax when MAGI exceeds the IRS threshold, can still apply.

Where do Virginia rates come from?

Our model cites https://www.tax.virginia.gov/. Use this page for a combined federal-plus-state planning estimate, then confirm with Virginia instructions or a CPA.

Are Virginia capital gains sourced by residency or by where the asset sits?

Virginia generally taxes residents on worldwide income, including capital gains, under its graduated framework (Graduated income tax (top rate up to 5.75%)). Nonresidents may still owe Virginia tax on certain sourced assets such as in-state real property. This page assumes Virginia residency for the state line.

Does Virginia tax long-term gains at the federal 15% rate?

No. The state layer is Virginia’s graduated model, top rate up to 5.75%, not the federal long-term bracket.

Why might the Virginia line be higher than my actual bill?

5.75% is the top modeled rate. A lower Virginia bracket is not computed, so the planning line can overstate a smaller gain.

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