Washington Collectibles Capital Gains Tax 2026: 7% tax on long-term capital gains above the annual threshold.

Washington Collectibles capital gains in this model: 7% tax on long-term capital gains above the annual threshold.. Use this calculator to stack federal long-term or short-term tax, NIIT when it applies, and Washington's modeled treatment. Washington is not a zero-CGT state here: long-term gains can face the encoded surtax above the threshold even with no ordinary income tax.

Rates last verified: August 2026

Capital Gains Calculator

Federal · NIIT · All 50 states

2026 ratesIRS verified

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Washington tax on collectibles

Washington uses a special rule: 7% tax on long-term capital gains above the annual threshold. collectibles gains still follow federal character first.

Federal rules for collectibles: Long-term collectibles (art, many coins, certain metals) face a 28% federal ceiling instead of the usual 20% LTCG cap. Short-term collectibles still use ordinary rates. Holding period still matters for LTCG vs STCG except where a longer QSBS or real-estate test applies.

Open the parent Washington calculator for a generic sale, or the national Collectibles lander for asset-only copy. Nearby states below keep the same collectibles preset so you can compare residency. Estimates are not tax advice.

Long-term collectibles use a 28% federal ceiling, not the 20% long-term cap. The 3.8% NIIT can still stack when income is high enough. Short-term collectibles stay on ordinary rates.

This calculator models Washington long-term capital gains at 7% above $262,000. It does not apply a 9.9% tier on gain above $1 million, and it does not inflation-adjust the $262,000 figure for 2026.

Only long-term gain is run through that surtax. Short-term gain is not taxed by Washington in this model. A $50,000, $100,000, or $250,000 long-term gain sits under the $262,000 threshold, so the illustrated Washington line is $0. Gain above $262,000 is taxed at 7% on the excess only.

Rates last verified: August 2026. Official source: https://dor.wa.gov/.

Washington calculator Collectibles (all states)U.S. Capital Gains Tax Calculator Collectibles and gold Holding period

Illustrated tax on a long-term gain

Collectibles held long enough for long-term treatment in Washington. Investment real estate does not use Section 121 in this table. QSBS uses a more-than-five-year hold.

Gain	Federal	NIIT	Washington	Texas state tax
$25,000.00	$5,500.00	$0.00	$0.00	$0.00
$100,000.00	$23,486.00	$0.00	$0.00	$0.00
$250,000.00	$70,000.00	$4,940.00	$0.00	$0.00

Single filer, tax year 2026, $80,000.00 of other taxable income. Texas is the no-tax comparison. Illustration only, not your return.

FAQ

Washington Collectibles FAQs

How does Washington tax collectibles capital gains?

Washington uses a special rule: 7% tax on long-term capital gains above the annual threshold. collectibles gains still follow federal character first.

Does Washington use the 28% collectibles rate?

The 28% ceiling is a federal long-term collectibles rule. Washington applies 7% tax on long-term capital gains above the annual threshold. to taxable collectibles gain in this estimate, not a separate 28% state bracket.

Which IRS forms apply to a Washington collectibles sale?

Plan around dealer or auction statements, Form 8949, and Schedule D. Washington may require its own income-tax return when the state line is not $0. NIIT, if any, is computed on Form 8960.

Do Washington special rules apply to collectibles the same as to other assets?

7% tax on long-term capital gains above the annual threshold. Asset character (for example collectibles or QSBS) is determined federally first. The Washington special layer then applies to remaining taxable gain in this estimate.

What does the Washington Collectibles illustration assume?

The Washington Collectibles rows use a single filer with $80,000 of other income and a long-term gain in 2026. Long-term collectibles use a 28% federal ceiling, not the 20% long-term cap. The 3.8% NIIT can still stack when income is high enough. Short-term collectibles stay on ordinary rates. Texas is the no-tax comparison, not a second residency.