Washington tax on stocks and ETFs
Washington uses a special rule: 7% tax on long-term capital gains above the annual threshold. stocks and ETFs gains still follow federal character first.
Federal rules for stocks and ETFs: Broker sales generally report on Form 1099-B and flow to Form 8949 and Schedule D. Wash-sale disallowance can apply if you repurchase a substantially identical security within 30 days. Holding period still matters for LTCG vs STCG except where a longer QSBS or real-estate test applies.
Open the parent Washington calculator for a generic sale, or the national Stocks lander for asset-only copy. Nearby states below keep the same stocks preset so you can compare residency. Estimates are not tax advice.
A stock or ETF loss can be disallowed if you buy the same or a substantially identical security inside the 30-day wash-sale window. This illustration does not turn that disallowance on.
This calculator models Washington long-term capital gains at 7% above $262,000. It does not apply a 9.9% tier on gain above $1 million, and it does not inflation-adjust the $262,000 figure for 2026.
Only long-term gain is run through that surtax. Short-term gain is not taxed by Washington in this model. A $50,000, $100,000, or $250,000 long-term gain sits under the $262,000 threshold, so the illustrated Washington line is $0. Gain above $262,000 is taxed at 7% on the excess only.
Rates last verified: August 2026. Official source: https://dor.wa.gov/.
Washington calculatorStocks (all states)U.S. Capital Gains Tax CalculatorWash-sale ruleShort-term vs long-term
Illustrated tax on a long-term gain
Stocks held long enough for long-term treatment in Washington. Investment real estate does not use Section 121 in this table. QSBS uses a more-than-five-year hold.
| Gain | Federal | NIIT | Washington | Texas state tax |
|---|---|---|---|---|
| $25,000.00 | $3,750.00 | $0.00 | $0.00 | $0.00 |
| $100,000.00 | $15,000.00 | $0.00 | $0.00 | $0.00 |
| $250,000.00 | $37,500.00 | $4,940.00 | $0.00 | $0.00 |
Single filer, tax year 2026, $80,000.00 of other taxable income. Texas is the no-tax comparison. Illustration only, not your return.
