Florida Collectibles Capital Gains Tax 2026: No state tax

Florida Collectibles capital gains in this model: No state tax. Use this calculator to stack federal long-term or short-term tax, NIIT when it applies, and Florida's modeled treatment. Florida has no state income tax on this gain in the model. Residency still matters if another state can source the asset.

Rates last verified: August 2026

Capital Gains Calculator

Federal · NIIT · All 50 states

2026 ratesIRS verified

Follow the three steps, save the sale, then calculate. Required fields are marked with *.

Your tax profile

These apply to every sale in this estimate.

Tax year

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State

Annual taxable income (before these gains)

Capital loss carried from prior years

What you sold

Prices and quantity for this lot. Give it a name if you will add more than one sale.

Asset type

Asset name

Buy price

Sell price

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Selling expenses

When you bought and sold

The IRS uses these dates to decide short-term vs long-term rates.

Buy date

Sell date

Next: Save this sale to the order log, then click Calculate now. Tax results do not update until you calculate.

Order log

Sales included in this tax estimate.

Please fill in the details to see your results. Follow the three steps on the left, then save a sale here.

Florida tax on collectibles

Florida does not levy a state income tax on collectibles gains in this model, so the state line should be $0. Federal tax and NIIT can still apply.

Federal rules for collectibles: Long-term collectibles (art, many coins, certain metals) face a 28% federal ceiling instead of the usual 20% LTCG cap. Short-term collectibles still use ordinary rates. Holding period still matters for LTCG vs STCG except where a longer QSBS or real-estate test applies.

Open the parent Florida calculator for a generic sale, or the national Collectibles lander for asset-only copy. Nearby states below keep the same collectibles preset so you can compare residency. Estimates are not tax advice.

Long-term collectibles use a 28% federal ceiling, not the 20% long-term cap. The 3.8% NIIT can still stack when income is high enough. Short-term collectibles stay on ordinary rates.

Florida does not levy a state income tax on capital gains in this model. The state line is $0 whether the gain is long-term or short-term. Federal tax is the entire state-plus-federal stack except NIIT.

People who compare a Florida sale with a high-tax state are usually comparing residency. Domicile, not the brokerage’s office, decides whether another state can still tax the same gain. This estimate does not split a year between two states.

Rates last verified: August 2026. Official source: https://floridarevenue.com/.

Florida calculator Collectibles (all states)U.S. Capital Gains Tax Calculator Collectibles and gold Holding period

Illustrated tax on a long-term gain

Collectibles held long enough for long-term treatment in Florida. Investment real estate does not use Section 121 in this table. QSBS uses a more-than-five-year hold.

Gain	Federal	NIIT	Florida	Texas state tax
$25,000.00	$5,500.00	$0.00	$0.00	$0.00
$100,000.00	$23,486.00	$0.00	$0.00	$0.00
$250,000.00	$70,000.00	$4,940.00	$0.00	$0.00

Single filer, tax year 2026, $80,000.00 of other taxable income. Texas is the no-tax comparison. Illustration only, not your return.

FAQ

Florida Collectibles FAQs

How does Florida tax collectibles capital gains?

Florida does not levy a state income tax on collectibles gains in this model, so the state line should be $0. Federal tax and NIIT can still apply.

Does Florida use the 28% collectibles rate?

The 28% ceiling is a federal long-term collectibles rule. Florida applies no state capital gains tax to taxable collectibles gain in this estimate, not a separate 28% state bracket.

Which IRS forms apply to a Florida collectibles sale?

Plan around dealer or auction statements, Form 8949, and Schedule D. Florida may require its own income-tax return when the state line is not $0. NIIT, if any, is computed on Form 8960.

If I sell collectibles while living in Florida, is state CGT always $0?

In this model the Florida line is $0 for collectibles. Another state can still tax the gain if you are a resident there or if the asset is sourced there (especially real estate). Federal tax still applies.

What does the Florida Collectibles illustration assume?

The Florida Collectibles rows use a single filer with $80,000 of other income and a long-term gain in 2026. Long-term collectibles use a 28% federal ceiling, not the 20% long-term cap. The 3.8% NIIT can still stack when income is high enough. Short-term collectibles stay on ordinary rates. Texas is the no-tax comparison, not a second residency.