Texas Collectibles Capital Gains Tax 2026: No state tax

Texas Collectibles capital gains in this model: No state tax. Use this calculator to stack federal long-term or short-term tax, NIIT when it applies, and Texas's modeled treatment. Texas has no state income tax on this gain in the model, so the state line should be $0 while federal tax and NIIT can still apply.

Rates last verified: August 2026

Capital Gains Calculator

Federal · NIIT · All 50 states

2026 ratesIRS verified

Follow the three steps, save the sale, then calculate. Required fields are marked with *.

Your tax profile

These apply to every sale in this estimate.

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Annual taxable income (before these gains)

Capital loss carried from prior years

What you sold

Prices and quantity for this lot. Give it a name if you will add more than one sale.

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When you bought and sold

The IRS uses these dates to decide short-term vs long-term rates.

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Next: Save this sale to the order log, then click Calculate now. Tax results do not update until you calculate.

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Sales included in this tax estimate.

Please fill in the details to see your results. Follow the three steps on the left, then save a sale here.

Texas tax on collectibles

Texas does not levy a state income tax on collectibles gains in this model, so the state line should be $0. Federal tax and NIIT can still apply.

Federal rules for collectibles: Long-term collectibles (art, many coins, certain metals) face a 28% federal ceiling instead of the usual 20% LTCG cap. Short-term collectibles still use ordinary rates. Holding period still matters for LTCG vs STCG except where a longer QSBS or real-estate test applies.

Open the parent Texas calculator for a generic sale, or the national Collectibles lander for asset-only copy. Nearby states below keep the same collectibles preset so you can compare residency. Estimates are not tax advice.

Long-term collectibles use a 28% federal ceiling, not the 20% long-term cap. The 3.8% NIIT can still stack when income is high enough. Short-term collectibles stay on ordinary rates.

Texas has no state income tax on capital gains in this model, so the state line is $0 on a stock sale, a crypto disposal, or a home sale. That is not an exemption you claim on a Texas capital-gains form. There is no such state tax in the estimate.

Federal brackets and the 3.8% NIIT still apply. Moving to Texas does not erase tax another state can claim on real property located there, or on income while you were still a resident of that state.

Rates last verified: August 2026. Official source: https://comptroller.texas.gov/.

Texas calculator Collectibles (all states)U.S. Capital Gains Tax Calculator Collectibles and gold Holding period

Illustrated tax on a long-term gain

Collectibles held long enough for long-term treatment in Texas. Investment real estate does not use Section 121 in this table. QSBS uses a more-than-five-year hold.

Gain	Federal	NIIT	Texas	Texas state tax
$25,000.00	$5,500.00	$0.00	$0.00	$0.00
$100,000.00	$23,486.00	$0.00	$0.00	$0.00
$250,000.00	$70,000.00	$4,940.00	$0.00	$0.00

Single filer, tax year 2026, $80,000.00 of other taxable income. Texas is the no-tax comparison. Illustration only, not your return.

FAQ

Texas Collectibles FAQs

How does Texas tax collectibles capital gains?

Texas does not levy a state income tax on collectibles gains in this model, so the state line should be $0. Federal tax and NIIT can still apply.

Does Texas use the 28% collectibles rate?

The 28% ceiling is a federal long-term collectibles rule. Texas applies no state capital gains tax to taxable collectibles gain in this estimate, not a separate 28% state bracket.

Which IRS forms apply to a Texas collectibles sale?

Plan around dealer or auction statements, Form 8949, and Schedule D. Texas may require its own income-tax return when the state line is not $0. NIIT, if any, is computed on Form 8960.

If I sell collectibles while living in Texas, is state CGT always $0?

In this model the Texas line is $0 for collectibles. Another state can still tax the gain if you are a resident there or if the asset is sourced there (especially real estate). Federal tax still applies.

What does the Texas Collectibles illustration assume?

The Texas Collectibles rows use a single filer with $80,000 of other income and a long-term gain in 2026. Long-term collectibles use a 28% federal ceiling, not the 20% long-term cap. The 3.8% NIIT can still stack when income is high enough. Short-term collectibles stay on ordinary rates. Texas is the no-tax comparison, not a second residency.